chevron-left chevron-right chevron-up chevron-right chevron-left arrow-back star phone quote checkbox-checked search wrench info shield play connection mobile coin-dollar spoon-knife ticket pushpin location gift fire feed bubbles home heart calendar price-tag credit-card clock envelop facebook instagram twitter youtube pinterest yelp google reddit linkedin envelope bbb pinterest homeadvisor angies

Elevated Coverage Means

We Work for You. Not the Insurance Companies!

No two homeowner insurance policies are created equally. You need someone who works for you, not the insurance company. We strive to provide a solution that best matches each individual risk.

close-up of a man's and woman's hands holding a toy home model

Home Insurance

  • Dwelling cost to replace the actual structure/ main house on your property
  • Other Structures any structure on your property that is not permanently attached to your house; including fences, driveways, sidewalks, sheds, detached garages etc.
  • Personal Property all of your personal belongings; including clothing, furniture, electronics, appliances, etc.
  • Scheduled Personal Property special coverage for specific valuables; such as jewelry, guns, antiques, musical instruments, collectibles, etc.
  • Loss of Use covers your living expenses if you experience a loss and need to live somewhere else temporarily because your primary home is uninhabitable.
  • Medical Expense this covers medical expenses for guests if they are injured on your property, and in certain cases, covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.
  • Umbrella and /or Personal Liability applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. Coverage should be high enough to protect your assets if you are sued.

Protect What’s Important,
Call Today for a Free Quote!