Keeping Your Business Protected
As a Bay Area business owner, you often encounter daily operational and managerial challenges. These challenges can be protected by a good insurance package. That’s why we at Incline Insurance connect you with the perfect personalized policy to keep your business covered. When you’re secure, you’re free to operate without always looking over your shoulder. Call today for a free quote.
Our Business Insurance Policies
Our restaurant program has extensive coverages like, general liability, workers compensation business contents, tenant improvements, loss of income, mechanical breakdown and EPLI. If you own a business serving people, it’s imperative to make sure you’re protected if disaster strikes.
Contractors, plumbers, and electricians alike all require insurance to protect their work and their employees. Here we focus on liabilities such as commercial property and contractor errors and omissions.
An industry with exponential growth in the Bay Area. Protect your company from outside and inside threats alike. We plan a policy for you that includes not only your employees and hardware but your research and data as well.
This new industry has come with many question marks. Understanding all the options and coverages out there is important. Whether you’re in farming, hydroponics, a dispensary, or any other cannabis-related field, there’s a policy for you and your company.
Whether you are a mechanic, auto body shop or tow truck driver we have the correct coverage for you. The automotive industry comes with specific coverages that all business owners should be aware of.
With California’s natural disasters including flooding, earthquakes, and forest fires on the rise, it’s smart to develop a policy to protect your business. Know that if something happens, your company is covered while you rebuild.
Top Four Best Practices for Business Insurance
- When is the last time you have talked with your agent?
Get into the habit of maintaining a close business relationship with your agent because new issues arise regularly. Have a meeting or conversation at least once per year. A good agent should keep you appraised of new developments that occur in the risk realm. TALK WITH YOUR AGENT.
- Do you have EPLI?
EPLI stands for Employment Practice Liability Insurance. What is EPLI?, Employment Practice Liability Insurance (EPLI) covers claims surrounding employee to employer discrimination or harassment litigations. In some cases 3rd party coverage is available too. An example of this type of violation is if one of your employees behaves in such a way where a customer feels harassed or slighted due to age, race, disability, religion, sexual orientation, gender, or any other defined conditions. This means that suits can be filed from an employee OR a client/customer. In today’s litigious business environment having this protection IS A MUST
- Do you have Cyber Liability Protection?
In our modern world, we all understand the complexities and myriad ways we are vulnerable to online attacks. The amount of stories involving prominent companies having their data breached is astounding, yet you would be surprised at the number of businesses that ignore this peril. MAKE SURE YOU HAVE CYBER LIABILITY PROTECTION
- Does your policy accurately reflect the current state of your business?
What if, for example, you are a restaurant that began with $100,000.000 of contents coverage. Contents, in this case, would be a kitchen item like a stove. Suppose you purchase a $50,000.000 refrigeration system. Does your policy reflect that additional item? STAY UP TO DATE WITH THE CONTENTS OF YOUR BUSINESS
We Shop for You
When you contact Incline Insurance, you know that you’re getting the best deal possible. We work for you, not the insurance companies. Call us today for a free quote and schedule a consultation. Our agents enjoy meeting you and finding the best policy for your business. You work hard developing and operating your company, let us take care of the rest.